Underwriting Associate

The Mutual Group is seeking an Underwriting Associate to contribute to the underwriting of a profitable and risk adverse portfolio. This role involves assisting Underwriters with business development and building relationships with assigned producers and wholesalers.

Responsibilities

• Within individual authority level, review and analyze exposures to make independent decisions regarding the risk selection for submissions and renewals
• Manages to production standards, maintains file documentation, and ensures compliance with internal and external regulations and guidelines
• Communicates with agents in order to complete defined underwriting tasks to include obtaining missing information, clarifying account information and negotiating within authority limits
• Provide support to Underwriters, at any point in the process post bind business production for all lines of business
• Pull financial and other industry reports to assist underwriters with territory review
• Reviews submission files for complete information, evaluates coverage selections, and reviews pre-qualification details for underwriters
• Assist Underwriters in identifying loss drivers of the book of business as well as growth opportunities with the assigned territory
• Actively participates in continuous improvement by fully engaging in the underwriting function, generating suggestions, following appropriate procedures, and performing basic underwriting analysis on accounts
• Identify opportunities for process improvement and develop strategies to present to management for their consideration
• Provide assistance to the Customer Care Center by researching information with agents and wholesalers as requested
• Perform other related work as assigned

Skills

• High school education or equivalent
• One (1) year experience in the Property & Casualty insurance industry
• General knowledge of common terms, practices, processes and regulations in the insurance industry
• Effective written and verbal communication skills
• Proficient typing and data entry skills
• Proficient in use of Microsoft Office suite including Basic Excel skills, Intermediate Word and Outlook skills
• Effective analytical, problem-solving and decision-making skills
• Strong attention to numeric and other details
• Strong customer service orientation
• Adaptability to meet changing business needs
• Organizational skills and ability to manage large work volume and meet tight deadlines
• Associate or Bachelor's degree in business administration, finance or related field preferred; equivalent relevant work experience
• Insurance Industry course work completion preferred

Benefits

• Competitive base salary plus incentive plans for eligible team members
• 401(K) retirement plan that includes a company match of up to 6% of your eligible salary
• Free basic life and AD&D, long-term disability and short-term disability insurance
• Medical, dental and vision plans to meet your unique healthcare needs
• Wellness incentives
• Generous time off program that includes personal, holiday and volunteer paid time off
• Flexible work schedules and hybrid/remote options for eligible positions
• Educational assistance

Company Overview