Payment Systems Consultant :: REMOTE

Payment Systems Consultant - REMOTE

Contract Duration: 5 months

Day-to-day Responsibilities:
• Collaborate closely with the Global Payment application to process payment transactions for ecommerce merchants.
• Manage billing and payment account information, enabling customers to store accounts for future use.
• Handle payment requests, manage retries for failed attempts, and generate nightly transaction logs for reconciliation and accounting.
• Support various payment methods, including Credit Cards, Wallets (Visa Checkout, PayPal), OMAS, and ACH for business customers.
Required Skills:
• Strong understanding of the payment industry, including gateways, processors, and acquiring banks.
• In-depth knowledge of payment types: Credit Cards, ACH, PayPal, Digital Wallets (Visa SRC, Apple Pay), and alternative methods.
• Proficiency in payment processing workflows: authorization, capture, settlement, chargebacks, refunds, and disputes.
• Experience with subscription billing models or recurring payments.
• Familiarity with PCI DSS and GDPR regulations.
Agile Methodology Expertise:
• Proficient in Agile frameworks like Scrum and Kanban.
• Expertise in backlog grooming, sprint planning, and defining acceptance criteria.
• Ability to translate business user stories into detailed technical stories and ensure alignment with development teams.
• Experience with Agile tools like VersionOne and ALM.
Business Analysis and Communication:
• Strong ability to bridge business stakeholders and technical teams.
• Proven experience in eliciting requirements and conducting stakeholder workshops.
• Ability to create wireframes, process diagrams, and user flows.
Problem-Solving and Decision-Making:
• Ability to troubleshoot payment processing issues and propose scalable solutions.
• Decision-making skills to prioritize features or technical debt.
Technical Skills:
• Familiarity with high-volume and high-visibility payment systems.
• Hands-on experience with payment-related APIs (REST, SOAP, XML, JSON).
• Understanding of encryption and tokenization techniques.
• Exposure to payment orchestration platforms and tools.
• Knowledge of payment fraud detection and mitigation techniques.
• Experience with batch and real-time transaction processing systems.
Required Experience Level:
• Minimum of 10-12 years' experience, preferably in technology or software development.
Education:
• A degree from an accredited college/university in a relevant field is preferred.