Mortgage Loan Officer

Benefits:

401(k)

Training & development

Flexible schedule

Remote Self-Producing Loan Officer – Hybrid Bank/Broker Model
Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential
We’re hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal—giving your clients the lowest rates and closing costs in the market for purchase or refinance.
You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results.

What You’ll Do

Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)

Consult with borrowers remotely via phone, Zoom, and email

Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing

Self-generate your leads

Manage your pipeline in a cloud-based LOS

Ensure compliance with federal/state regulations and investor guidelines

Qualifications (Must-Have)

Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)

2+ years as a producing Loan Officer (self-sourced)

Proven production: Closed $5M+ in volume in the last 12 months

Remote-ready home office: High-speed internet, quiet workspace, dual monitors

Tech-savvy: Proficient with LOS, CRM, and video tools

Compliance-first mindset: Clean record, no disciplinary actions

Self-starter: No hand-holding—W-2 hybrid structure

Preferred Skills

Multi-state licensing (OH, PA, IN, MI, FL, etc.)

Experience with Non-QM, DSCR, bank statement, or ITIN loans

Existing referral network (realtors, builders, CPAs)

Bilingual (Spanish/English) a plus

Compensation & Structure

W-2 pay structure

Basis Points per file (banked or brokered)

No desk fees, no junk fees, no forced add-ons

Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting

Why Join Us?

True hybrid model: Bank for speed, broker for pricing—you decide per deal

Borrower-first pricing: Win more deals with lower rates/costs

No corporate red tape: Close faster, earn more

Scale your business: Add LOAs or junior LOAs under your team

Ready to stop leaving money on the table?

This is a remote position.