Residential Mortgage Loss Mitigation Analyst
Posted 2026-05-06
Remote, USA
Full-time
Immediate Start
- Job Description:
- Responsible for performing loss mitigation analysis and performance audits within company servicing-retained portfolio
- Routinely audit loans selected for post-forbearance and active loss mitigation performance
- Work directly with sub-servicer for compliance to company and investor policies and procedures
- Monitor pipeline of loss mitigation workouts (forbearance, modifications, short sales, deed-in-lieu)
- Assess necessary remedies to address noncompliance
- Regularly examine data reports for accuracy, trends, and anomalies
- Recommend and implement new monitoring and exception reporting
- Works closely with Company’s sub-servicer, their systems, and reports
- Review and audit sub-servicer for loss mitigation process and performance
- Routinely review and monitor sub-servicer loss mitigation pipeline
- Work with Management to develop procedural manuals and training materials related to the audit of sub-servicer’s loss mitigation performance
- Communicate with Management regarding trends, issues, and needed escalation
- Demonstrate a good working knowledge of the processes and procedures with the ability to identify and implement process improvement opportunities
- Interact with investors, vendors, and agency representatives as needed
- Requirements:
- 5+ years’ recent experience in the mortgage industry
- 3+ years’ experience in Mortgage Default, including Loss Mitigation experience with FHA, VA, and Conventional loans
- 1+ years as a financial or business analyst
- analytical skills that allow for the development of data driven reports
- Microsoft Excel graphs and charts
- MSP/Black Knight experience, Director a plus
- Bachelor’s degree preferred
- Benefits:
- medical
- dental
- vision
- life insurance
- short-term disability
- long-term disability
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- 401(k)