Job Title: Remote Credit & Fraud Risk Finance Analyst – Net Loss Provision Forecasting, Data Analytics & Strategic Insights

Job Description:

About the Role

As a Credit & Fraud Risk Finance Analyst at arenaflex, you will be dedicated to delivering fact-based, decision-driven, and high-impact Net Loss Provision forecasts and credit risk-related insights. This role presents an exciting challenge that involves designing and developing deep analytics through leveraging advanced methodologies in forecasting approaches.

Your responsibilities will encompass performing comprehensive data analyses, developing sophisticated models, synthesizing conclusions, and communicating recommendations to key stakeholders and partners across the organization. You'll join a highly skilled team characterized by strong intellectual curiosity, working within a collaborative environment that encourages innovation and professional growth.

In this role, you will interact with and influence partners across the Finance Global Services Group and Credit & Fraud Risk divisions, gaining unparalleled exposure to various facets of our business. This position offers broad visibility throughout arenaflex, including interactions with Chief Credit Officers, Finance Leadership, and Marketing management, providing you with a comprehensive understanding of how credit risk intersects with overall business strategy.

What You'll Do

Your day-to-day responsibilities will be diverse and intellectually stimulating, requiring you to leverage both your technical analytical skills and business acumen. Here's what you can expect:

• Financial Planning & Analysis: Lead the economic planning process on metrics that directly influence the net loss provision on a daily basis. You'll develop and maintain sophisticated financial models that accurately predict credit losses and fraud-related expenses.


• Cross-Functional Collaboration: Partner with Risk and Finance teams on cross-agency strategic projects, driving key analytics to inform critical business decisions that shape our risk management approach.


• Insights & Analytics: Drive awareness of data insights, market trends, and portfolio developments across organizations. Proactively identify opportunities for analyses that can uncover hidden patterns or risks.


• Thought Leadership: Provide thought leadership on initiatives across the Global Risk Finance organization to help arenaflex meet its long-term growth targets. You'll be expected to bring innovative ideas and challenge conventional thinking.


• Stakeholder Communication: Translate complex analytical findings into actionable recommendations for key stakeholders including Risk, Collections, Marketing, and Finance teams.


• Strategic Decision Support: Support strategic decisions by organizing profitability linkages between customer behaviors, fraud patterns, and credit provisions.


• Risk Management: Develop a deep understanding of Risk Management by evaluating strategic options and driving credit-related analytical insights that influence business outcomes.

Who We're Looking For

We're seeking a candidate who combines technical excellence with business savvy. The ideal candidate will possess:

Essential Qualifications

• Educational Background: A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related field. Advanced degrees (MBA, Master's in Finance or Analytics) are highly preferred.


• Analytical Expertise: Proven experience in data analysis, statistical modeling, and financial forecasting. Strong proficiency with analytical tools and software is essential.


• Technical Skills: Demonstrated proficiency in data visualization tools (such as Tableau or Power BI), advanced Excel skills, and familiarity with programming languages like Python, R, or SQL is highly valued.


• Business Acuity: Strong understanding of financial statements, credit risk metrics, and the financial services industry. Knowledge of fraud risk management is a plus.


• Communication Skills: Excellent verbal and written communication skills with the ability to translate complex technical findings into clear, actionable business recommendations.


• Remote Work Capabilities: Must be self-motivated, disciplined, and equipped with a reliable home office setup suitable for remote work arrangements.

Preferred Qualifications

• Previous experience in credit risk analytics, fraud risk management, or financial planning within the financial services industry


• Experience with advanced forecasting methodologies and machine learning techniques


• Track record of presenting insights to senior leadership and influencing strategic decisions


• Knowledge of regulatory requirements related to credit risk and consumer finance


• Experience working in a remote or hybrid collaborative environment

Skills & Competencies Required

To excel in this role, you'll need to demonstrate the following competencies:

• Analytical Thinking: The ability to approach complex problems systematically, identify patterns in data, and develop innovative solutions.


• Strategic Mindset: Capacity to think beyond immediate tasks and understand how your work contributes to broader organizational objectives.


• Collaboration & Influence: Strong interpersonal skills enabling you to work effectively across functional boundaries and influence stakeholders at all levels.


• Intellectual Curiosity: A passion for learning and staying current with industry trends, analytical methodologies, and emerging technologies.


• Detail Orientation: Meticulous attention to accuracy and quality in all deliverables.


• Time Management: Ability to prioritize multiple projects and meet tight deadlines in a fast-paced environment.

Career Growth & Development

At arenaflex, we invest heavily in the growth and development of our employees. This role offers exceptional opportunities for professional advancement:

• Career Path Development: As part of our finance organization, you'll have access to a variety of roles across Risk, Finance, and Analytics functions, allowing you to explore different career trajectories within the organization.


• Continuous Learning: Gain exposure to cutting-edge data tools and technologies. You'll have opportunities to work with the latest analytics platforms and develop expertise in emerging methodologies.


• Leadership Visibility: Regular interaction with senior leadership provides unmatched visibility and the chance to demonstrate your potential for greater responsibilities.


• Skill Enhancement: Access to comprehensive training programs, workshops, and mentorship opportunities designed to accelerate your professional development.


• Industry Recognition: Join a team known for its intellectual rigor and analytical excellence, enhancing your credentials and professional reputation in the industry.

Work Environment & Culture

arenaflex is committed to fostering an inclusive, collaborative, and innovative work environment. As a remote employee, you'll enjoy:

• Flexibility: The ability to work from home with flexible scheduling that supports work-life balance.


• Remote Community: Regular virtual team gatherings, cross-functional projects, and continuous connection with colleagues worldwide.


• Inclusive Culture: A diverse workforce where different perspectives are valued and celebrated.


• Innovation Focus: An environment that encourages bold thinking and challenges the status quo.


• Employee Support: Comprehensive resources and support systems designed for remote employees to thrive.

Compensation & Benefits

We offer a competitive compensation package that reflects the importance of this role and the value you bring to our organization:

• Attractive Hourly Rate: A competitive hourly rate of $25/hour (commensurate with experience and qualifications)


• Comprehensive Health Benefits: Full health, dental, and vision insurance coverage


• Retirement Plans: 401(k) retirement savings plan with company matching


• Paid Time Off: Generous vacation, sick leave, and personal time off policies


• Professional Development: Access to learning resources, certification support, and career development programs


• Employee Discounts: Access to exclusive employee perks and discounts

Why arenaflex?

arenaflex is a global financial services company known for its commitment to excellence, innovation, and customer service. Our culture is built on integrity, collaboration, and a relentless pursuit of results. When you join arenaflex, you become part of a team that's shaping the future of payments and financial services.

Our business is rapidly evolving, and we need brave, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it's negotiating with our biggest global partners or developing next year's financial plan, you'll have an impact on our daily operations and the future direction of the company.

As part of our team, you'll have the opportunity to research and use the latest data tools and technologies while finding your place in finance. Discover your potential with arenaflex and take the next step in your career journey.

Apply Today

If you're ready to make an impact, grow your career, and join a team of talented professionals, we encourage you to apply for this exciting opportunity. We're looking for individuals who are passionate about data-driven decision making and want to be part of something meaningful.

Take the first step toward your future with arenaflex. Apply now and discover where your analytical skills and strategic thinking can take your career!