Financial Analyst job at Capital Insurance Group - CIG in Monterey, CA, Roseville, CA, Bakersfield, CA, Phoenix, AZ, Spokane, WA

Title: Financial Analyst

Location: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA) United States

Job Description:

Why CIG?

At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!

CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.

Why choose CIGs Finance Team?

The Finance team at Capital Insurance Group leads all accounting, treasury, and financial planning functions across the company. Youll have the opportunity to work with a team whose key goal is to ensure CIGs future success and profitability in order to continue to provide a high-level service to our clients

Benefits

Accrue twenty-one days of Paid Time Off during your first year

Up to eighty-seven percent of benefits covered by CIG for you and your family members

Medical, dental, vision plans

One hundred percent covered plans

Basic Life & AD&D

Employee Assistance

Leave Management

Long Term Disability

Short Term Disability (Outside of CA)

Family Caregiver Support (Homethrive)

Child Care Resources (Tootris)

Business Travel Accident Protection

Voluntary benefit offerings

Short-term (CA only)

Voluntary Life AD&D self, spouse and child plans

Flexible Spending

Health Savings (HSA)

Hospital Indemnity

Accidental Injury

Critical Illness

ARAG Legal Services

Norton LifeLock

Nine paid holidays, plus two floating holidays

Above and Beyond Reward Recognition Program

Kudos & Shout Out Points Program

Quarterly Above and Beyond Bonus Program

Annual Above and Beyond Bonus Program

Competitive compensation

Base compensation

Salary Management Spot Bonuses

Annual Incentive/Profit sharing program, potential payout annually based on company results.

Discount partnerships

Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more

Insurance Educational reimbursement and bonus programs

Employee Referral Bonus Program

Home and Auto Insurance Discount Program.

Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!

Retirement savings benefit (401k and Roth + match)

Health & Financial Wellness

Wellness platform, tools and events

Health Savings Account match

Financial Wellness Resources

Work Environment

This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Monterey (CA), Roseville (CA), Bakersfield (CA), Phoenix (AZ), and Spokane (WA).

Job Overview

The Financial Analyst has a responsibility in supporting the FP&A Manager in meeting departmental goals and objectives and assisting with the development of workflows, policies, procedures, and internal controls within assigned area. The Financial Analyst will be responsible for developing and maintaining a complex financial model to analyze and evaluate financial and operational performance.

Minimum Requirements

Education & Experience:

Bachelors degree in Finance, Accounting, Economics, or a related field.
3+ years of experience in financial analysis, capital allocation, corporate finance, or related roles.

Financial & Analytical Skills:

Advanced financial modeling and valuation techniques, including NPV, IRR, and discounted cash flow (DCF) analysis.
Strong understanding of capital allocation, corporate finance, and investment appraisal methodologies.
Ability to assess risk-adjusted returns and scenario analysis to support decision-making.

Technical & Tools Proficiency:

Proficiency in Microsoft Excel (including VBA, macros, and complex formulas), PowerPoint, and financial reporting tools.
Experience with financial planning software, business intelligence tools (e.g., Power BI, Tableau), and ERP systems.

Business & Strategic Acumen:

Understanding of key financial statements, cost of capital, and capital budgeting processes.
Ability to align financial strategy with corporate objectives and identify value creation opportunities.
Experience in P&C insurance, financial services, or strategic finance roles is a plus.

Collaboration & Leadership:

Strong ability to work cross-functionally with finance, operations, and senior leadership to drive capital allocation decisions.
Excellent communication skills for presenting financial insights to both technical and non-technical audiences.

Problem-Solving & Decision-Making:

Strong critical thinking skills to evaluate investments and improve financial performance.
Ability to identify financial risks, propose mitigation strategies, and optimize resource allocation.

Salary Range: $66,539 - $110,413

The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.