Credit Adjudicator

Fairstone Bank is a leading alternative lending bank in Canada, providing innovative financial solutions tailored to various customer needs. They are seeking a Credit Adjudicator to review and adjudicate vehicle loan applications, ensuring accurate and timely assessments while adhering to credit policy rules.

Responsibilities

• Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation
• Ensure loan applications are assessed accurately and timely in a fast-paced environment
• Closely follow credit policy rules to ensure risk parameters are consistently followed
• Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders

Skills

• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details
• Verbal and written communication skills in French and English
• You thrive in a fast-paced environment and have strong attention to detail
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook
• You must be available to work all shifts mentioned in the job description
• All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire
• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
• Previous experience working with loan origination software
• Post-secondary education in Finance or Business Administration

Benefits

• Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your well-being.
• Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue.
• Group Retirement Savings Plan with up to 7% employer match.
• Discounts from top retailers via WorkPerks, plus location-based perks like gym memberships and Toronto Bike Share.
• Gym access at our London and Montreal offices.
• Education Assistance Program and Fairstone Academy for training and skill development.
• Parental leave top-up program to help you during life’s big moments.
• One paid volunteer day to give back to causes that matter to you.

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