Note: The job is a remote job and is open to candidates in USA. Greenbox Capital helps small businesses thrive by providing fast, accessible funding. As a Senior Manager in Risk Analytics & Decision Science, you will shape credit strategies, optimize decisioning frameworks, and improve model performance to enhance credit decisions.
Responsibilities
- Driving approval strategy, segmentation, and portfolio optimization
- Improving model accuracy and business impact
- Identifying and integrating high-value data sources
- Supporting underwriting, finance, and product with actionable insights
- Build and continuously improve credit decisioning frameworks that drive approval strategy, pricing, and portfolio outcomes
- Evaluate and refine model performance using business KPIs, improving predictive accuracy and decision quality
- Partner with Underwriting, Finance, Product, and Data teams to translate insights into clear, actionable business decisions
Skills
- Bachelor's degree in mathematics, statistics, economics, finance, or related field required
- 5–10 years of experience in credit risk analytics, ideally in small business lending, non-prime, or high-risk environments
- 2+ years of leadership experience managing and developing teams
- Proven success building or enhancing modern credit decisioning frameworks
- Demonstrated impact driving business outcomes through analytics
- Strong proficiency in SQL, Python, and Excel
- Solid understanding of statistical modeling and performance evaluation techniques
- Experience working with large datasets and decisioning systems
- Familiarity with modern data platforms (e.g., Snowflake, Databricks) and BI tools
- Strong knowledge of credit underwriting processes, policy, and segmentation strategies
- Demonstrated ability to analyze complex credit risk problems and drive data-informed decisions
- Strong leadership skills with the ability to manage, mentor, and influence teams
- Thrive in ambiguous, fast-paced environments and can prioritize effectively
- Communicate clearly and can translate technical findings into business recommendations
- Bring a high level of structure, attention to detail, and ownership
- Are naturally curious, continuously learning, and motivated to improve systems and outcomes
- Advanced degree preferred
Benefits
- Competitive Pay
- Flexible PTO
- Full Benefits Package - Health, dental, vision
Company Overview
Greenbox Capital provides financial services such as merchant cash advances, business line of credit, small business and collateral loans. It was founded in 2012, and is headquartered in Miami, Florida, USA, with a workforce of 51-200 employees. Its website is https://www.greenboxcapital.com/.