<p>Marqeta is hiring for a <strong>Group Product Manager – Fraud</strong> role to join the Risk, Fraud and Disputes Team. As a Senior Product Leader, you will own the entire Real Time Decisioning product suite and 3D Secure authentication solutions. You will be in charge of challenging the status quo and creating a revolutionary suite of fraud management and authentication products at Marqeta. You will strike the right balance between stopping fraud, enhancing security, and protecting legitimate transactions — all while minimizing customer friction. You will be an experienced AI leader with a deep understanding of AI, fraud product development, and modern authentication protocols. You will partner with a diverse set of teams including engineering, data scientists, risk operations, legal, GTM and marketing.</p> <p>We work <a href="https://www.marqeta.com/blog/2022/05/10/flexible-first">Flexible First</a>. This role can be performed remotely in the United States, only in one of our <strong>Premium or National locations</strong>, which you can review <a href="https://www.marqeta.com/company/salaryzones">here</a>.</p> <p><strong>The Impact You’ll Have</strong></p> <ul> <li>Define and execute a clear, actionable strategy that aligns with the company's overall growth objectives</li> <li>Lead and inspire others with a compelling product vision and roadmap, driving alignment and seeking consensus among leadership, peers, and teams</li> <li>Deeply understand fraud, risk, and authentication ecosystems to identify the impact of initiatives or features across the platform. This includes understanding the competitive landscape, AI-based fraud tools, rules-based fraud engines, EMV 3DS specifications, issuer and merchant requirements, and strong customer authentication (SCA) requirements — particularly for regulatory compliance like PSD2 in Europe</li> <li>Develop AI-powered products and frictionless authentication solutions that directly address customer pain points, balance security with user experience, and drive business outcomes. Work cross-functionally to ensure optimal implementation and customer success</li> <li>Own the complete P&L for your suite of products and drive the adoption and optimization of Real Time Decisioning and 3D Secure solutions — balancing fraud prevention, authentication approval rates, customer experience metrics, regulatory compliance, and financial outcomes</li> <li>Collaborate across customer-facing and technical teams to collect inputs for prioritization of features, including value, effort, usability, and priority</li> <li>Create well-defined Product Requirement Documents focusing on customer and business value and defining metrics to quantify success</li> <li>Act as technical advisor to educate and evangelize features with customers via meetings, presentations, and other forums</li> <li>Collaborate with go-to-market partners to develop product collateral, presentations, trainings, and other tools to bring products to customers and prospects</li> <li>Leverage hands-on AI and prototyping skills to rapidly validate product concepts, build proof-of-concept models, and accelerate the path from idea to production</li> <li>Stay current on the latest AI/ML research, foundation models, and tooling — and proactively identify opportunities to embed AI capabilities across the Risk Decisioning and 3D Secure product suites</li> </ul> <p><strong>Who You Are</strong></p> <ul> <li>10+ years in product management roles designing and delivering fraud, risk, and/or authentication solutions that have delighted customers and driven business growth</li> <li>Proven track record of setting vision and strategy for a portfolio of products and translating it into a roadmap with rigorous end-to-end execution</li> <li>Experience recruiting and growing top talent and building high-performing teams, with strong EQ and leadership skills</li> <li>Passion for AI, demonstrated through hands-on building, prototyping, or side projects, and a habit of staying current on the latest research, models, and tools</li> <li>Fluency with modern prototyping tools (e.g., Cursor, Replit, Claude Code) and the ability to use them to rapidly explore and validate product ideas</li> <li>Strong written and verbal communication skills with a talent for precise articulation of customer problems for both technical and business audiences</li> <li>"Roll up your sleeves" mentality to make your products and team successful, seeking root causes, assigning ownership, and driving accountability to get things done</li> </ul> <p><strong>Nice-To-Haves</strong></p> <ul> <li>Strong understanding of the payment industry ecosystem: card brand regulations, ISO 8583, EMV, and digital wallets</li> <li>Deep knowledge of 3D Secure protocols (especially EMV 3DS 2.x), card network authentication programs, and regulatory requirements like PSD2's Strong Customer Authentication (SCA) mandates</li> <li>Knowledge of biometric authentication methods, tokenization, and modern identity verification techniques</li> <li>Experience applying machine learning or AI models in production fraud or authentication systems</li> </ul> <p><strong>Compensation and Benefits</strong></p> <p>Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:</p> <ul> <li><strong>National</strong>: A baseline tier that applies to most of the geographic territory of the United States.</li> <li><strong>Premium</strong>: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA</li> <li><strong>Premium Plus</strong>: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.</li> </ul> <p>Visit <a href="https://www.marqeta.com/company/salaryzones">this page</a> or consult with a Recruiter to determine which tier would be applicable to you.</p> <p>When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire <strong>base salary</strong> range for this position is:</p> <ul> <li>National: <strong>$174,700 - $218,400</strong></li> <li>Premium: <strong>$189,000 - $236,300</strong></li> </ul> <p>We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.</p> <p>Along with monetary compensation, Marqeta offers</p> <ul> <li>Multiple health insurance options</li> <li>Flexible time off – take what you need</li> <li>Retirement savings program with company contribution and after tax contributions</li> <li>Equity in a publicly-traded company and an Employee Stock Purchase Program</li> <li>Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave</li> <li>Free therapy sessions, financial and professional coaching, and legal advice</li> <li>Monthly stipend to support our remote work model</li> <li>Annual “development dollars” to support our people growth and development</li> <li>Through Flex First, the freedom to live and work wherever you and your family thrive</li> </ul>