Business Development Associate

Embrace Home Loans is a company focused on providing loan products and services. The Business Development Associate plays a crucial role in supporting the loan origination team by maintaining client relationships and managing marketing efforts to drive new business.

Responsibilities

• Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business
• Successfully manage marketing on social media for assigned Loan Officer or Branch Manager
• Receive incoming business from assigned Loan Officer or Branch Manager and address appropriately on behalf of manager
• Keep informed of trends, changes and developments in the local real estate market and competitor activity
• To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies
• To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages
• Negotiate price, terms and conditions with mortgages
• Maintain a professional image and standards consistent with company policies and procedures
• Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: * Counseling and pre-qualifying potential homebuyers. * Taking a complete and accurate loan application. * Obtaining all necessary support documents along with the appropriate fees and lock-in information. * Overseeing the loan process by monitoring loan status and ensuring conformity with term. * Assisting in collecting additional documents and promptly communication loan status to all interested parties. * Obtaining loan documentation after closing as directed by corporate or senior management
• Follow through on all professional conditions and continued education requirements for licensure
• Occasionally participate in branch/headquarter meetings that require attendance
• Other duties as assigned by the Branch Manager or assigned Retail Loan Officer

Skills

• Minimum of a high school diploma required
• Minimum 1+ years of loan originator experience, loan officer assistant experience, or strong sales experience with demonstrated potential to transfer skills to mortgage origination
• Minimum of 1+ year of marketing experience in sales environment
• Experience supporting a manager on a day to day basis or experience as an executive assistant
• Detail oriented with strong follow-up skills
• Interpersonal skills that forge professional relationships and support
• Strong oral, verbal and written communication skills
• Ability to read, write and communicate at a level consistent with the requirements of this position and to generate independents leads for new business
• To be knowledgeable and articulate regarding all aspects of the loan products offered such as FHA/VA, FHLMC, FNMA, JUMBO and all other Area, City, State, County and National loan programs that the company offers
• Strong skillset in social media marketing and ability to gain customer interaction with such marketing techniques
• Experience using Empower Loan Management Software preferred but training is provided
• Other systems/platforms are used daily such as Microsoft Office Suite, Adobe, DocuSign, Social Media and more
• Reliable transportation and the operation of a motor vehicle from time to time in order to perform your required job duties
• Valid driver's license of the State they reside in
• At least 2 years of driving experience
• At least 18 years old
• College Degree in Business or Finance preferred, but not required

Company Overview